The Supreme Court has intervened in a case of a man from Uttarakhand whose credit score remained 'negative' for years despite having no outstanding loan or default.
The court sought responses from major lenders, including the State Bank of India and Punjab National Bank, which clarified that they had not reported any loan account or default against the petitioner.
CIBIL, the credit information bureau, informed the court that the petitioner's records had now been corrected in light of the clarifications.
The Supreme Court has disposed of the matter, effectively closing the loop on a grievance that had lingered for years.
The petitioner, Rajendra Singh Panwar, had been forced to initiate contempt proceedings in the Uttarakhand High Court, but his plea was dismissed in August 2025.
He then took his case to the Supreme Court, where his petition was filed through advocate Manish Paliwal.
The outcome brings long-awaited relief to Panwar, who now has a clean credit record after years of being flagged as a defaulter without cause.
