Know Before You Head Out: What's Open and What's Closed on US New Year's Day 2026

As the clock ticks down to the start of 2026, it's crucial to know which businesses will be operating and which will be closed on New Year's Day. This federal holiday will affect most standard businesses, so it's essential to plan ahead. Below, we've compiled a list of key establishments that will be open and closed on January 1, 2026. Banks and Financial Institutions: Major banks, including Bank of America, Capital One, Citibank, PNC, Wells Fargo, and Truist, will be closed on New Year's Day due to it being a bank holiday. Courts: As a federal and court holiday, all federal and state courts will be closed on January 1, 2026. Retail Stores: Target and Walmart will be open on New Year's Day, allowing you to return unwanted Christmas gifts. However, please note that store hours may vary, so it's best to check with your local store. Costco will be closed, but BJ's will be operational. Mail and Package Delivery: The United States Postal Service will be closed, and mail and package delivery will resume on Friday, January 2. FedEx and UPS will also be closed on New Year's Day, with no package deliveries taking place. Stock Market: While the stock market will be closed on New Year's Day, it will operate with restrictions on New Year's Eve, closing early at 1 p.m. ET. The NYSE and Nasdaq will reopen on January 2, 2026. Plan ahead and make the most of your New Year's Day celebrations. Be sure to check the specific hours of operation for your local stores and services to ensure a smooth and enjoyable day.